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factoring – the practice of purchasing invoices from a business at a discount. Alternatively, it is the process of selling accounts receivable to a "factor" for an advance on the total amount of the receivable.

financial analysis – an analysis, often conducted by third party financial analysts, of a company's financial statements.

financial leverage – a measure of the amount of debt used in the capital structure of a firm. Highly leveraged companies may find it difficult to find willing lenders, and are at risk of bankruptcy if they default on debt payments. However, companies seek financial leverage to increase shareholder's return on equity and to benefit from tax advantages associated with borrowing.

financial structure – the relative proportions in which a company's assets are financed, including liabilities and owner's equity. Financial structure differs from capital structure in that capital structure only includes long-term debt and equity.

financing – the manner in which a business owner plans to cover for the difference between the cash he has on hand, and the cash that he needs to have on hand to take advantage of a business opportunity.

fixed interest rate – interest rate that does not fluctuate with general market conditions and is therefore the same throughout the life of the loan.

fully amortized loan – a loan that is fully paid off completely through regular uniform payments of interest and principal.

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